Sample Report
FACT, Full Action Collection Tool, returns credit activity in the last 12 months.

                                                                             
                            TRANS UNION FACT                           
                                                                             
 REPORT          <FOR> <SUB          NAME> <MKT  SUB>   <INFILE>      <DATE> 
 <TIME> (I) Z TR1621017        MICROBILTTST 32     QU    06/2001  05/19/2003
                                                                             
 12:11CT                                          <SUBJECT>        <SSN> <BIRTH
 DATE> DOE,  ALFONSO                             B.  000-00-0000     
                                                                 09/1962 
                                                                 <TELEPHONE>    
                                                                             
 456-7890 <CURRENT                                               ADDRESS> <DATE 
 RPTD> 5 E. ANYSTREET, FANTASY ISLAND IL.                        60750     
 08/2001 <FORMER                                                            
 ADDRESS> 7 E. ANYSTREET., #5S. LARCHMONT NY. 10538                           06/2001     
                                          <POSITION>                         
 <CURRENT EMPLOYER AND ADDRESS>                             <RPTD>  <HIRE>   
 WEGMANS                                                                     
                                                            05/2003 05/2003  
 <FORMER EMPLOYER AND ADDRESS>                                               
 HOME DEPOT                               RETAIL SALES                       
                                                            05/2003          
                                                                             
 DATE OF LAST ACTIVITY:05/2003 INQUIRY                                       
                                                                             
                     ***WARNING  INTERNAL USE ONLY - NOT FOR RESALE***       
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  002 PUBLIC RECORD(S) ON FILE                                               
 TYPE: CIVIL JUDGMENT                       DOCKET#:986146      DATE RPT:0102
 ATTY:                                      COURT LOC:CHICAGO              IL
                                                                             
 TYPE: CIVIL JUDGMENT                       DOCKET#:98643314    DATE RPT:0102
 ATTY:                                      COURT LOC:CHICAGO              IL
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  005 TRADELINES WITH ACTIVITY IN THE PAST 12 MONTHS                         
                                  ACC         AVAIL   LAST               OPEN
 SUB NAME      ACCOUNT NO         TYP STAT   CREDIT  ACTIV   TELEPHONE   <4MO
 CITI          54241801            R  CUR   $556      4/03  800-843-0777  NO 
                                                                             
 AL GAS        976415              I  COL             5/03  205-326-8100  NO 
                                                                             
 BOSS FINANCI  97641               O  COL             4/03  319-243-7314  NO 
                                                                             
 CAPITAL CRDT  55784               O  COL             1/03  503-297-4488  NO 
                                                                             
 CAPITAL CRDT  976461              O  COL             8/02  503-297-4488  NO 
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  006 INQUIRIES IN THE PAST 12 MONTHS                                        
 SUB NAME                 TYPE   TELEPHONE     INQUIRY DATE                  
 TEST CODE                      631-756-4924    05/18/2003                   
 EQUIFAX MTG                    800-333-0037    03/25/2003                   
                                                01/16/2003                   
                                                01/16/2003                   
 VOLVO                          972-680-5981    01/02/2003                   
 CITIMORTGAGE                   203-975-6815    12/27/2002                   
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 F A C T  S E R V I C E D  B Y :                                             
 TRANS UNION CORPORATION - TRAINING                            800-888-4213  
 555 W. ADAMS,CHICAGO, IL 60604                                              
 Consumer disclosures can be obtained online through TransUnion at:          
      http://www.transunion.com/direct                                       
                                                                             
                             END OF TRANSUNION REPORT